One of the hardest parts of managing money is keeping track of where it all goes. I used to think I was spending wisely until the end of the month came, and I’d wonder how my account dropped so fast. Writing everything down never lasted long for me, it was too much effort.

Lately, I’ve been trying digital solutions that make things easier. One option I found helpful is a money management app. It allows me to plan my expenses by dividing income into categories. This way, I know my essentials are covered, and I can still set aside something for savings or fun without guilt.

What I like most is the clarity it brings. Instead of reacting to my spending after it happens, I can make better decisions in the moment. It’s a small change, but it has reduced a lot of stress and helped me build better habits.

I’m curious, how do you keep track of your expenses? Do you prefer traditional methods, or have you tried apps that make the process more proactive?